Health insurance provides financial support during medical emergencies. When you go through a medical emergency, health insurance pays for the various treatment costs, so you can focus on recovery. It lets you have a financial backup and helps you avoid struggling to secure money in times of emergencies and ill health. It is the financial way of applying the age-old saying ‘prevention is better than the cure’

In health insurance, the insurance company agrees to pay financial compensation in case a particular event (such as hospitalisation, daycare surgery, medical emergency) happens with the insured. Health insurance can protect you from rising healthcare costs and can help you get quality treatment without draining your savings.

A good health insurance policy pays for key expenses, such as hospitalisation, treatments, medicines, and other medical needs, and gives you access to trusted hospitals across the country. You also get added support like annual health checkups, OPD coverage, diagnostic tests, cashless treatment, preventive care, and tax benefits.

Car insurance is a type of motor insurance that protects your vehicle against losses arising from accidents, theft, natural disasters, fire, or vandalism. In India, it is legally mandatory to carry at least a third party insurance policy, and driving without valid coverage can result in penalties. For complete peace of mind, opting for a comprehensive car insurance plan is advisable, as it covers both your vehicle and third party liabilities. While third party insurance only covers damages to others’ life and property, a comprehensive policy safeguards your own car and also offer protection against natural calamities, man made incidents, accidents, and more.

While third party insurance covers damages to others’ lives and property, a comprehensive plan can ensure coverage for damages to your car as well. With comprehensive car insurance, your car is covered against damages due to natural calamities, manmade disasters, accidents, and more.

• Car insurance protects your vehicle against damages and losses caused by accidents, theft, natural and man-made calamities, fire, third-party liabilities, etc.
• It is mandatory to have third-party car insurance to legally drive your vehicle on Indian roads.
• You can opt for add-ons like Zero Depreciation Cover, Consumable Items Cover, IL Smart Assist, Engine Protect Plus, Pay As You Drive and more to customise your car insurance coverage.
• Your car insurance premium is based on your vehicle’s IDV, fuel type, make and model, age, geography, claim history and add-ons opted.
• You can earn a No Claim Bonus of up to 50% for not making any claims in five consecutive years.
• You need to renew your car insurance policy on time to retain your accumulated NCB, avoid a policy lapse, meet legal requirements and enjoy continuous coverage.

Things do not always go as planned when you are travelling abroad. Delays, medical emergencies, or lost baggage can happen, especially when you are in another country. An international travel insurance plan covers these situations and helps manage the costs that come with them. Instead of handling unexpected expenses on your own, you have financial support when something goes wrong. Whether you are travelling for leisure, work, or education, an overseas travel insurance plan helps your memories stay exactly how they should be: worth keeping.

Medical treatment abroad can be expensive, especially in countries like the US or UK. Even a short hospital stay can lead to high costs. Add flight cancellations, delays, lost baggage, and passport theft to the mix, and an international trip has more moving parts than most people account for.

A travel insurance plan takes care of the financial side of these situations. So whether you are hospitalised in a country where you do not speak the language, or chasing down a delayed connecting flight, you are not doing it alone.